Below is a link to one girl's story of how she has to pay back over $120,000 in student loans on the original amount she borrowed, which was $43,000. Please listen to her story because you can learn from it. I cover borrowing money in my book, The Secret to College Success. Only do it if you really have to; sometimes it may be best to take a small course load and work to save for college instead of borrowing money. Please read her story.